Interest Free Finance on Furniture from Designer Sofas 4U

  • Quick decision making on online credit applications
  • Current offer: 0% APR repre­sen­tative finance available on all orders

Making it more convenient for you

Applying for finance is fast and easy! Add products totaling £499 or more to your shopping cart, go through the Checkout option and after entering your billing and shipping address, email address and phone number, select 'Pay by Finance' as your preferred payment method.

You'll then recieve a link to the finance application form by email/text message.  Please complete your details accordingly and our partners Klarna Bank AB Retail Finance will assess your credit application and give you a decision within 5 seconds (if no further underwriting is required).

3 simple steps to your Finance agreement:

finance step1

Select your product(s) from our extensive range. (Basket total £499 or over)

finance step2

Select the 'Pay by Phone' option at checkout.  Notify us telling you wish to apply for Finance and follow the Finance application process.

finance step3

If successful, await the delivery of your products.

Finance - Are you eligible?

Klarna Bank AB Retail Finance will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application:

  • You must have a good credit history with no history of late repayments or payment issues.
  • You must be at least 18 years of age.
  • You must be a permanent UK resident with at least 3 years' continual address history.
  • You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
  • You must have a UK bank account capable of accepting direct debits.
  • The goods must be delivered to your home address.
  • Please note that discount/­voucher codes cannot be applied to items purchased with the finance option.
  • Subject to T&Cs

How much can I borrow?

The maximum lending amount in additional to the upfront deposit is £25,000.

Is a deposit required?

A minimum deposit of 10% is required on all orders. The deposit is taken at the end of the Klarna Bank AB Retail Finance application process by a debit or credit card.

How are my monthly payments made?

Your monthly repayments will be taken via direct debit from your chosen bank account.

What type of items can I buy on finance?

You are able to purchase any items that can be added to the basket on our website through the finance options available.

What length of repayment is available?

You can select 6, 9 or 12 months depending on the finance plan selected and the qualifying purchase amount.

Can I pay off my loan early?

Yes, please contact Klarna Bank AB Retail Finance directly 0333 321 6080 in order to make additional payments...

Standard information and regulatory status of Klarna Bank AB

Designer Sofas For You Ltd acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ). Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finan­sin­spek­tionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Repre­sen­tative example for 'Chair'

Purchase Price:  £652.56

Admin Fee: £50

Deposit: £70.26 

Amount of credit: £632.30

12 monthly payments: £52.70

Total repayable: £702.56

Duration of agreement: 12 months

Rate of interest (fixed): 0% APR per annum

0% APR repre­sen­tative